Jharkhand sarkar ki sabse mahatvapurn (important) awas yojana, Abua Awas Yojana (AAY), ne saal 2026 ke liye naye aavedan (applications) aur naye eligibility niyam jaari kar diye hain. Is yojana ka mukhya lakshya rajya ke 8 lakh se zyada beghar parivaron ko 3-kamron ka pakka makan pradan karna hai.
Sarkar ne Budget 2026-27 mein is yojana ke liye ₹4,100 crore ka pravdhan (provision) kiya hai. Is baar “process” ko aur bhi paradarshi (transparent) banaya gaya hai taaki sirf zarooratmand logon ki “help” ho sake. Agar aapne abhi tak iska fayda nahi liya hai, toh aap naye registration portal par online apply kar sakte hain. Niche di gayi table mein yojana se judi mukhya baatein dekhein.
Abua Awas Yojana 2026: Key Overview Table
Is table mein yojana ke labh aur portal ki jankari di gayi hai:
| Feature Category | Abua Awas Yojana 2026 Details |
| Scheme Name | Abua Awas Yojana (AAY) |
| State | Jharkhand |
| Financial Help | ₹2,00,000 (Direct Bank Transfer) |
| House Structure | 3 Rooms + 1 Kitchen + 1 Bathroom |
| Target 2026 | 4,44,257 New Houses |
| Application Mode | Online & “Sarkar Aapke Dwar” Camps |
| Official Website | aay.jharkhand.gov.in |
Nayi Eligibility Criteria 2026: Kaun Apply Kar Sakta Hai? (Help)
Sarkar ne is saal eligibility niyam (criteria) mein kuch badlav kiye hain. Ab in parivaron ko hi “help” milegi:
- Beghar Parivar: Aise log jinke paas rehne ke liye koi pakka makan nahi hai.
- Kachha Makan: Jo parivar kachhe mitti ke makanon ya jhopdiyon mein rehte hain.
- PMAY Se Vanchit: Jinhe Pradhan Mantri Awas Yojana (PMAY) ya Birsa Awas ka labh nahi mil saka.
- Vulnerable Groups: PVTG (Particularly Vulnerable Tribal Groups), divyang, aur vidhwaon ko prathmikta (priority) di jayegi.
- Aamdani (Income): Parivar ki vaarshik aay ₹3 lakh se kam honi chahiye.
Kaun Eligible Nahi Hai?
- Jin parivaron ke paas 4-pahiyan vahan (car/tractor) hai.
- Jin parivaron ka koi sarkaari naukri mein hai.
- Jin parivaron ke paas refrigerator ya AC hai.
- Jinke paas 5 acre se zyada sinchit (irrigated) zameen hai.
Online Apply Kaise Karein? (Step-by-Step Process)
Abua Awas Yojana ka form bharne ke liye in steps ka use karein:
- Website Visit: Sabse pehle official portal aay.jharkhand.gov.in par jayein.
- Registration: Homepage par “New Registration” ya “Apply Now” link par click karein.
- Aadhaar Verification: Apna Aadhaar Number aur Mobile Number enter karke OTP se verify karein.
- Fill Details: Form mein apni personal details, Panchayat ka naam, aur parivaron ke sadasyon ki sankhya bharein.
- Upload Documents: Niche diye gaye documents scan karke upload karein:
- Kachhe makan ke samne khadi photo.
- Ration Card (Pink/Yellow/Green).
- Bank Passbook ka front page.
- Final Submit: Form “submit” karne ke baad aapko ek Application Number milega, ise status check karne ke liye save kar lein.
Zaroori Documents Checklist
Registration “process” poora karne ke liye ye documents anivarya hain:
- Aadhaar Card: Jo bank account se link ho (NPCI mapping).
- Ration Card: Jharkhand ka valid ration card ka use karein.
- Bank Passbook: Jisme DBT (Direct Benefit Transfer) active ho.
- Mobile Number: Registered mobile number notification ke liye.
- Vanshavali/Self Declaration: Gram Sabha dwara satyapit (verified) document.
Kist (Installment) Ka Paisa Kaise Milta Hai?
Sarkar ₹2,00,000 ki rashi ko char charnon mein deti hai:
| Installment | Amount | Construction Stage Help |
| 1st Kist | ₹30,000 – ₹50,000 | Foundation/Plinth level shuru karne ke liye |
| 2nd Kist | ₹50,000 | Lintel level (deewar) taiyar hone par |
| 3rd Kist | ₹50,000 | Roof casting (chhat) dhalne ke waqt |
| 4th Kist | ₹50,000 | Final Finishing, Windows aur Toilet banne par |
FAQs Abua Awas Yojana 2026 Online Apply
Q1 Abua Awas Yojana ke liye online apply kab se shuru hoga? Ans Naye phase ke liye aavedan “Sarkar Aapke Dwar” camps aur official portal par April 2026 se shuru hone ki umeed hai.
Q2 Kya single room wale makan ko pakka makan mana jayega? Ans Nahi, agar aapke paas sirf ek pakka kamra hai, toh aap is yojana ke liye eligible ho sakte hain kyunki ye yojana 3-kamron ke makan ki “help” karti hai.
Q3 Kya isme mazdoori ka paisa bhi milta hai? Ans Haan, ₹2 lakh ke alawa MGNREGA ke tehat 95 dinon ki mazdoori (lagbhag ₹24,000) alag se milti hai.
Q4 Registration ke baad selection “process” kya hai? Ans Registration ke baad Block team aapke ghar aakar verification karegi, phir Gram Sabha se approval milega aur finally list mein naam aayega.
Q5 Agar portal nahi chal raha ho toh kya karein? Ans Aap apne nazdiki Pragya Kendra (CSC) ya Block Office (BDO) mein jakar offline form jama kar sakte hain.